Beneficiary Led Construction (BLC)

The BLC vertical of the Scheme shall provide financial assistance to individual eligible families belonging to EWS categories to construct new pucca houses (an all-weather dwelling unit) on their own available land.

The beneficiaries under this vertical may be allowed to construct all-weather pucca house of minimum 30 sqm. and maximum of 45 sqm. carpet area, conforming to the building safety and design standards provided in National Building Code (NBC).

The new pucca house constructed under this vertical shall have combination of at least two rooms, kitchen, and a toilet/bathroom. Enhancement, extension, and renovation of the existing house are not permissible under the Scheme.

Beneficiaries approach the ULBs/ Implementing Agencies or register their demand through Unified Web Portal with necessary documents, including ownership proof of land and submit the application.

Central assistance shall be released in three instalments of 40:40:20 ratio, considering physical progress of construction of house, through Direct Benefit Transfer (DBT) mode to the bank account of beneficiary.

It shall be mandatory for the States/UTs to provide their matching share and remaining cost for construction of the house will be borne by the beneficiary. The State/UT share shall be only in the form of financial share as specified in the Scheme guidelines and contribution in the form of labour, materials etc. shall not be considered as part of States/UT share. Apart from minimum prescribed State/UT share, States/UTs may provide additional financial support in the form of extra assistance or construction materials.

The beneficiaries will also be allowed to Geo-tag the progress of the houses through the applicable modalities and subsequently, the ULBs/implementing agencies shall monitor and approve the Geo-tagging status of the house as captured by the beneficiary for subsequent release of funds to the beneficiaries.

The ULBs/implementing agencies will be required to approve the geo-tagging as captured by the beneficiary/expert/PMC at ULB level within 15 days of uploading, failing which the geo-tagging will be auto approved in the system.

All houses under BLC vertical should be completed within 12-18 months from the date of sanction by the concerned authority.