What is PMAY-U 2.0?
Pradhan Mantri Awas Yojana-Urban 2.0 (PMAY-U 2.0) aims to provide Central Assistance to eligible families/beneficiaries through States/UTs/PLIs to construct, purchase or rent affordable houses in urban areas.
Government of India
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PMAY-U 2.0 Statistics
MOU
Signed
No.XXX
Cities | Towns
Covered
No.XXX
Provisional
Sanctioned Houses
No.XXX
Demand
Entered
No.XXX
- BLC No: XXX
- AHP No: XXX
- ARH No: XXX
- ISS No: XXX
Pradhan Mantri Awas Yojana - Urban 2.0
The Union Cabinet chaired by Hon’ble Prime Minister Shri Narendra Modi approved Pradhan Mantri Awas Yojana-Urban 2.0 under which financial assistance will be provided to 1 crore urban poor and middle-class families through States/Union Territories (UTs)/PLIs to construct, purchase or rent a house at an affordable cost in urban areas in 5 years starting from 1st Sept 2024. PMAY-U 2.0 is one of the major flagship programmes being implemented by Government of India to provide all-weather pucca houses to all Eligibility beneficiaries in the urban areas. The Government assistance under PMAY-U 2.0 will be upto 2.50 lakh per unit.
In pursuance of the Hon’ble Prime Minister’s vision, PMAY-U 2.0, with an investment of ₹ 10 lakh crore, will address the housing needs of one crore families, ensuring that every citizen leads a better quality of life. The central assistance of 2.50 lakh crore ₹ will be provided under the Scheme. The contours of PMAY-U 2.0 have been designed on the basis of learnings of PMAY-U scheme, global best practices/ benchmarks and outcomes of series of consultations with multiple stakeholders including States/UTs, Banks, Housing Finance Companies, Private Sector etc.
Beneficiary Led Construction (BLC)
Beneficiary Led Construction (BLC) The BLC vertical of the Scheme shall provide financial assistance to individual Eligibility families belonging to EWS categories to construct new pucca houses (an all-weather dwelling unit) on their own available land. The beneficiaries under this vertical may be allowed to construct all-weather pucca house of minimum 30 sqm. and maximum of 45 sqm. carpet area
Affordable Housing in Partnership (AHP)
Affordable Housing in Partnership (AHP) vertical shall provide Central Assistance to EWS beneficiaries for owning a pucca house. Under this vertical affordable houses of 30-45 sqm carpet area will be constructed by Public/Private Agencies and made available for allotment to the Eligibility beneficiaries of EWS category
Affordable Rental Housing (ARH)
ARH will promote creation of adequate rental housing for EWS/LIG beneficiaries including urban migrants/ homeless/ destitute/ industrial workers/ working women/ construction workers/, urban poor (street vendors, rickshaw pullers, other service providers etc.), migrants working with market/ trade associations, educational/ health institutions, hospitality sector, / contractual employees/ amongst others.
Interest Subsidy Scheme (ISS)
Under the Interest Subsidy Scheme (ISS) vertical of PMAY-U 2.0, the subsidy will be provided on home loans sanctioned and disbursed on 01.09.2024 or after to Eligibility beneficiaries of EWS/LIG and MIG for purchase/ repurchase/construction of houses. Households belonging to EWS, LIG and MIG category with an annual income of up to ₹3 lakh, ₹6 lakh and ₹9 lakh, respectively will be Eligibility to avail the benefit of the Scheme.
PMAY-U 2.0
States/UTs
Approved
Towns
XXX
Provisional
Sanction
XXX
Demand Entered
XXX
BLC
XXX
AHP
XXX
ARH
XXX
ISS
XXX
Andhra Pradesh
Approved
Towns
XXX
Provisional
Sanction
XXX
Demand Entered
XXX
BLC
XXX
AHP
XXX
ARH
XXX
ISS
XXX
Arunachal Pradesh
Approved
Towns
XXX
Provisional
Sanction
XXX
Demand Entered
XXX
BLC
XXX
AHP
XXX
ARH
XXX
ISS
XXX
Assam
Approved
Towns
XXX
Provisional
Sanction
XXX
Demand Entered
XXX
BLC
XXX
AHP
XXX
ARH
XXX
ISS
XXX
BIHAR
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27th November 2024
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What would be the implementation period of PMAY-U 2.0?
The scheme will be implemented for a period of 5 years from 2024 to 2029.
What is the eligibility criteria for seeking benefit under the scheme?
Families belonging to EWS/LIG/MIG segments, living in urban areas, having no pucca house either in his / her name or in the name of any member of his / her family anywhere in the country are eligible to purchase/construct or rent a house under PMAY-U 2.0.
What is the eligibility criteria for seeking benefit under the scheme?
Families belonging to EWS/LIG/MIG segments, living in urban areas, having no pucca house either in his / her name or in the name of any member of his / her family anywhere in the country are eligible to purchase/construct or rent a house under PMAY-U 2.0.
What is the eligibility criteria for seeking benefit under the scheme?
Families belonging to EWS/LIG/MIG segments, living in urban areas, having no pucca house either in his / her name or in the name of any member of his / her family anywhere in the country are eligible to purchase/construct or rent a house under PMAY-U 2.0.
What is the eligibility criteria for seeking benefit under the scheme?
Families belonging to EWS/LIG/MIG segments, living in urban areas, having no pucca house either in his / her name or in the name of any member of his / her family anywhere in the country are eligible to purchase/construct or rent a house under PMAY-U 2.0.
What is the eligibility criteria for seeking benefit under the scheme?
Families belonging to EWS/LIG/MIG segments, living in urban areas, having no pucca house either in his / her name or in the name of any member of his / her family anywhere in the country are eligible to purchase/construct or rent a house under PMAY-U 2.0.
What is the eligibility criteria for seeking benefit under the scheme?
Families belonging to EWS/LIG/MIG segments, living in urban areas, having no pucca house either in his / her name or in the name of any member of his / her family anywhere in the country are eligible to purchase/construct or rent a house under PMAY-U 2.0.
What is the eligibility criteria for seeking benefit under the scheme?
Families belonging to EWS/LIG/MIG segments, living in urban areas, having no pucca house either in his / her name or in the name of any member of his / her family anywhere in the country are eligible to purchase/construct or rent a house under PMAY-U 2.0.
What is the eligibility criteria for seeking benefit under the scheme?
Families belonging to EWS/LIG/MIG segments, living in urban areas, having no pucca house either in his / her name or in the name of any member of his / her family anywhere in the country are eligible to purchase/construct or rent a house under PMAY-U 2.0.
Facilitating Citizens for demand survey
Awareness Camps on PMAY-U 2.0:
Local authorities of different States/UTs are organising camps to help people fill PMAY-U 2.0 forms. These camps aim to provide assistance to eligible beneficiaries in accessing and understanding the application process. The camps are raising awareness about PMAY-U 2.0 and scheme benefits
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