Under Beneficiary Led Construction (BLC) vertical of PMAY-U 2.0 Scheme, financial assistance is
provided to individual eligible families belonging to EWS category to construct new pucca house (an
all-weather dwelling unit) on their own available land. Beneficiaries under this vertical may be
allowed to construct all-weather pucca house of minimum 30 sqm and maximum of 45 sqm carpet
area, conforming to the building safety and design standards provided in National Building Code
(NBC).
The new pucca house constructed under BLC vertical shall have combination of at least two rooms,
kitchen and a toilet/bathroom. Enhancement, extension and renovation of the existing house are
not permissible under the Scheme.
Beneficiaries can approach the ULBs/Implementing Agencies or register their demand through
Unified Web Portal with necessary documents, including ownership proof of land and submit the
application. Central Assistance shall be released in three instalments of 40:40:20 ratio, considering
physical progress of construction of house, through Direct Benefit Transfer (DBT) mode to the bank
account of beneficiary.
It is mandatory for the States/UTs to provide their matching share. Remaining cost for construction
of the house will be borne by the beneficiary. Apart from minimum prescribed State/UT share,
States/UTs may provide additional financial support in the form of extra assistance or construction
materials.
The beneficiaries will also be allowed to geo-tag the progress of the houses through the applicable
modalities and subsequently, the ULBs/implementing agencies shall monitor and approve the geo-
tagging status of the house as captured by the beneficiary for subsequent release of funds to the
beneficiaries.
All houses under BLC vertical should be completed within 12-18 months from the date of sanction.