Under Beneficiary Led Construction (BLC) vertical of PMAY-U 2.0 Scheme, financial assistance is provided
to individual eligible families belonging to EWS category to construct new pucca house (an all-weather
dwelling unit) on their own available land. Beneficiaries under this vertical may be allowed to construct
all-weather pucca house of minimum 30 sqm and maximum of 45 sqm carpet area, conforming to the building
safety and design standards provided in National Building Code (NBC).
The new pucca house constructed under BLC vertical shall have combination of at least two rooms, kitchen
and a toilet/bathroom. Enhancement, extension and renovation of the existing house are not permissible
under the Scheme.
Beneficiaries can approach the ULBs/Implementing Agencies or register their demand through Unified Web
Portal with necessary documents, including ownership proof of land and submit the application. Central
Assistance shall be released in three instalments of 40:40:20 ratio, considering physical progress of
construction of house, through Direct Benefit Transfer (DBT) mode to the bank account of beneficiary.
It is mandatory for the States/UTs to provide their matching share. Remaining cost for construction of
the house will be borne by the beneficiary. Apart from minimum prescribed State/UT share, States/UTs may
provide additional financial support in the form of extra assistance or construction materials.
The beneficiaries will also be allowed to geo-tag the progress of the houses through the applicable
modalities and subsequently, the ULBs/implementing agencies shall monitor and approve the geo- tagging
status of the house as captured by the beneficiary for subsequent release of funds to the beneficiaries.
All houses under BLC vertical should be completed within 12-18 months from the date of sanction.